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Invest

Invest with our Diversified Growth or Income Bonds. All investments are asset backed and secured against UK property.

Secured Lending on property is not risk free. There is a risk that if the underlying borrower defaults, or if there is a delay in realising the asset, then the security may not be sold for enough to cover the loan or may result in delayed repayment of investors’ money.

Registration required

Due to new rules introduced by the Financial Conduct Authority in January 2020, a number of our investment opportunities can only be promoted to Self-Certified Sophisticated and High Net Worth Investors.

Please open an account (or login if you already have an account) to view our investment opportunities.

Following registration we will assess your suitability with a short quiz before you can view investments.

You should familiarise yourself with the key risks before investing.

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  • IF ISA

    In April 2016 the government introduced the new Innovative Finance ISA.  Using an Innovative Finance Individual Savings account (IFISA) investors have the opportunity to transfer funds into a P1 Capital Partners property bond.   

    To use your ISA is free. There are no set up costs, no annual management or platform charges, no IFA fees.   

    P1 Capital Partners has developed a system for you to transfer your chosen amount of funds directly in to a P1 Capital Partners property Bond. Our team will provide you with guidance on how to do this with minimum effort and paperwork on your part.

  • Investment returns

    All our investments are asset back and diversified across the portfolio. Simply choose between a Growth or Income Portfolio and the length of time you wish to invest.

  • Risk

    As with any investment, P1 Capital Partners does have certain risks. Past performance is not a reliable indicator of future results. We do everything possible to avoid and mitigate any potential downturn.    

    We are a UK-based company and we only invest in UK properties. This removes the risk of currency fluctuations or exchange rate issues. We invest our partners’ money in loans secured on properties that have been analysed in depth by our expert team and all major partners consent to, and are subject to, rigorous due diligence.    

    P1 Capital Partners’ policy is to have a maximum LTV of 75% in any one bonds. We are confident that this is an effective risk-mitigation that significantly reduces any possibility of revenue loss.   

    The UK property market is historically robust and resistant to external, uncontrollable shocks.  For example, immediately following the 2008 global financial crisis, the UK property market suffered a maximum 25% crash. The property market recovered rapidly and has enjoyed a sustained recovery since. 

    Note that the value of the underlying security for debt investments may go up or down.     Secured Lending on property is not risk free as there is a risk that if the underlying borrower defaults, the security cannot be sold for enough to cover the loan. 

Questions? We’re here to help

If you have more questions check our FAQ

P1 Capital Partners provides funding to established UK-based property companies and SME developers, all with a proven track record. We diversify the loans over a range of borrowers and assets. This has the dual purpose of fully diversifying the loans and further mitigating the financial risk. The loans are all asset-backed, which provides additional security.   

We aim to develop strong personal relationships with you, our investors and partners. Our mission is to act with transparency and integrity at all times. Our experienced team and our Investment Committee scrutinise all investments, in addition to rigorous due diligence on our potential borrowers.   
Since we consider our investors and partners are unique, we have developed tailored portfolios which offer you flexibility on growth or income on your investment.

P1 Capital Partners does not charge entry or exit fees on any of our investment portfolios.
P1 Capital Partners are Property Finance Specialists who lend on a short-term basis to borrowers up to 75% of the value of the property/development value*.  All loans are secured by a legal charge.  (1st or 2nd charge).  P1CP will originate, administer and monitor all loans on behalf of the Issuer.  Borrowers are primarily business owners, developers and property professionals. The Issuer will take security over all the property and in many cases personal guarantees from directors when lending to companies.
This investment opportunity is open to eligible investors who are aged 18 and over and trusts or companies. For trusts there may be specific tax implications you need to consider. We recommend all investors speak to their tax advisers. Any investors must answer the additional appropriateness questionnaire before investing, in order to confirm they meet the requirements.